
Atlanta ranks among the top markets for first-time home buyers in 2026, according to Zillow, as inventory improves and affordability increases.
Jacksonville ranked No. 1, followed by Birmingham, San Antonio, Atlanta and Houston, according to the report released April 2.
In Atlanta, about 45% of homes are considered affordable for median-income buyers. A household earning the median income spends about 22% of its income on rent, making it easier to save for a down payment. The Atlanta metro area has less competition for entry-level homes than many other major cities.
Cities in the southern U.S. dominate the list, accounting for six of the top 10 markets for first-time buyers as housing supply improves. Other cities on the list include St. Louis, Detroit, Raleigh, Baltimore and Louisville.
The rankings are based on rent affordability, the share of affordable listings, buyer competition and the number of households in prime homebuying years.
While affordability remains a challenge, conditions are improving in some markets, offering first-time buyers a better chance at homeownership.



